Calculators

Paystub Calculator

Annualizes employment income from recent pay stubs for income certification. Upload a PDF or enter stubs by hand, and the calculator averages the gross pay for each employer, projects it over the pay periods in a year, and adds every job into one combined total.

Step by step

1. Upload paystubs

   Click Upload Paystubs for Analysis and drop in a PDF (PDF only, up to 10 MB and 20 pages). Confirm the analysis; each upload uses one of your weekly AI analyses.

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2. Review what was read

   Each employer gets its own tab, and each stub its own card with the Gross Amount, Pay Date, and any tips (already included in gross). Compare every value to the PDF and read the Notes panel.

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3. Handle raises & exclusions

   When a stub has Pay rate changed with this paystub? set, older stubs are scaled by the new rate divided by the old rate. Check Exclude from calculation to leave out a duplicate or outlier stub without deleting it.

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4. Check the pay frequency

   Leave Pay Frequency on Auto-detect from dates when the stubs have pay dates; the status line shows what was detected. Without dates, choose the frequency yourself.

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5. Add an employer by hand

   Type the employer name and click Add Employer; each job gets its own tab with two blank paystubs. Enter each Gross Amount and Pay Date, and use Add Paystubs for more.

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6. Seasonal work & later raises

   For a seasonal job, open Seasonal employment? and enter the weeks laid off per year. For a raise that took effect after the last stub, open Pay rate increased after these paystubs? and enter both rates.

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7. Read the results

   Review Projected Annual (all employers combined), Average Per Period, Paystub Sum, and Calculation Details. After an upload with year-to-date pay, check Show YTD projection and click any pay date that should not count.

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8. Print, save, or start over

   Use Print Worksheet for the file. Subscribers can Save to Household. Clear Current Employer empties the open tab; Clear All starts fresh.

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What you get

Live results show Projected Annual, Average Per Period, and Paystub Sum, with a per-employer Calculation Details breakdown and a combined total. When uploaded stubs include year-to-date data, a Show YTD projection toggle reveals an alternate annual figure. A Print Worksheet button produces a printable report.

Tips & notes

• Each employer has its own tab; the combined total sums all of them.
• Auto-detect needs pay dates. Without them it falls back to Weekly and flags that in amber; a duplicate stub can throw off detection too, so exclude it.
• Clear All wipes every employer; Clear Current Employer clears only the active tab.
• PDF uploads count against your weekly analysis limit; always review the extracted values.
• Save to Household requires a subscription and stores the result in Household Folio, where you can reopen it in the calculator.