Reference

HUD Inflation-Adjusted Values

A year-selectable reference of HUD’s annual HOTMA inflation-adjusted thresholds, deductions, and passbook savings rate, effective January 1 of each year.

Step by step

1. Open the tool

   It defaults to the current effective year.
2. Select a year

   Use the Effective Year dropdown to match the certification’s effective date.
3. Read the values

   Review the figures grouped under Asset Limitation, Annual Income, and Adjusted Income Deductions.
4. Apply them

   Use the Imputed Income Threshold and Passbook Rate in your asset calculations.
5. Learn more

   Expand the About section for CFR citations and source notes.

What you get

A card showing, for the selected year, the Asset Limitation, Imputed Income/Self-Certification Threshold, Student Earned Income Exclusion, Adoption Assistance Exclusion, Passbook Savings Rate, and the Elderly/Disabled and Dependent deductions — each with its CFR citation. There is no export; values change in place.

Tips & notes

• The Asset Limitation applies only to HUD-assisted programs — it does not apply to LIHTC / Section 42.
• The Imputed Income Threshold doubles as the self-certification threshold.
• Values are effective January 1 each year — match the year to the certification’s effective date.
• This Passbook Rate is the same one the Asset Calculator uses when actual income can’t be computed.